Property Adjuster Specialist - Desk - Remote work flexibility ; PHOENIX

Position: Property Adjuster Specialist - Desk - Remote work flexibility with paid overtime (PHOENIX) Why USAA? Be one of the first applicants, read the complete overview of the role below, then send your application for consideration. At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values honesty, integrity, loyalty and service define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a dedicated Property Adjuster Specialist , you will work within established guidelines and framework to investigate, evaluate, negotiate, and settle complex property insurance claims presented by or against our members. You will confirm and analyzes coverage, recognize liability exposure and negotiate equitable settlements in compliance with all state regulatory requirements. This is an hourly, non-exempt position with paid overtime available. This is a Desk-based/Non-inspect role for the Pacific & Mountain Time Zone (Including the state of Arizona). This role is remote eligible for candidates located or willing to self-relocate to Pacific or Mountain Time Zone continental U.S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA office will be expected to work on-site 3 days per week. What you'll do: • Proactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability. • Partners with vendors and internal business partners to facilitate complex claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance. • Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics. • Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing information involving complex policy terms and contingencies. • Determines and negotiates complex claims settlement within authority limits. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes. • Maintains accurate, thorough, and current claim file documentation throughout the claims process. • Advance knowledge of estimating technology platforms and virtual inspection tools. Utilizes platforms and tools to prepare claims estimates to manage complex property insurance claims. • Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours. • May be assigned CAT deployment travel with minimal notice during designated CATs. • Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed. • Works independently solving complex problems with minimal guidance; acts as a resource for colleagues with less experience. • Adjusts complex claims with attorney involvement. • Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations. • May require travel to resolve claims, attend training, and conduct in-person inspections. • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: • High School Diploma or General Equivalency Diploma required. • 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages. • Advanced knowledge of estimating losses using Xactimate or similar tools and platforms. • Proficient knowledge of residential construction. • Proficient knowledge of property claims contracts and interpretation of case law and state laws and regulations. • Proficient negotiation, investigation, communication, and conflict resolution skills. • Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills. • Ability to travel 50-75% of the year (local & non-local) and/or work catastrophe duty when needed. • Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts. What sets you apart: • US military experience through military service or a military spouse/domestic partner • 5 years of prior experience handling higher severity/complex losses (i.e. vandalism, malicious mischief, foreclosures, earth movement, collapse, liability, etc.) • Prior experience adjusting property claims using virtual technologies • Prior property adjuster… Apply tot his job