Remote Non-QM Loan Underwriter- West Coast Only

Position Summary : As a Non-QM Underwriter you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products including but not limited to Bank Statement DSCR (Debt Service Coverage Ratio) and Asset Depletion loans. Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy. Key Responsibilities : • Review and analyze loan files including income documentation credit reports and asset verification for Bank Statement DSCR and Asset Depletion loans. • Underwrite and approve or deny loan applications based on the companys guidelines policies and regulatory requirements. • Communicate with loan officers processors and other stakeholders to obtain necessary documentation and resolve any issues. • Ensure loan files are complete accurate and compliant before final approval or denial. • Stay current with industry regulations guidelines and best practices regarding Non-QM loan products. • Provide guidance and support to junior underwriters and other team members as needed. • Maintain a high level of productivity and quality assurance while meeting deadlines. Requirements : • Minimum of 3 years of experience in underwriting Non-QM loans. • Strong knowledge and experience with Bank Statement DSCR and Asset Depletion products. • Experience Underwriting Non-QM products within the past year. • Deep understanding of underwriting guidelines regulations and compliance standards related to Non-QM loans. • Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. • Excellent communication skills both written and verbal. • Ability to work independently and as part of a collaborative team. • Strong organizational and problem-solving skills. Salary : 90-100k No bonus paid OT Thank you for your interest! If your background aligns with our clients needs one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities. Key Skills Loan Processing,Computer Skills,Fraud,Math,Banking,Pricing,Analysis Skills,Fair Housing Regulations,Underwriting,Financial Analysis,negotiation,Phone Etiquette Employment Type : Full Time Experience : years Vacancy : 1 Apply tot his job