Capital Insurance Group is a leading West Coast Property & Casualty insurer, fostering career growth and community involvement. The Associate Underwriter - Agri Business will perform entry-level underwriting duties, including evaluating risks and supporting the underwriting team in processing new and renewal accounts.
Responsibilities
- Perform entry-level underwriting duties in support of an Agri business insurance underwriting team
- Perform the preliminary review of new risks as well as assist in the renewal process for existing accounts
- Evaluate applications, endorsements, and related underwriting documents
- Review individual agri business submissions to evaluate the degree of exposure and approve, request additional information, or reject based on Company risk selection guidelines
- Conduct agency visits, develop new business, and support marketing in a territory of assigned agents
- Perform ancillary administrative duties for commercial accounts to support agency service objectives
Skills
- Underwriting practice, procedures, rules and regulations
- Rating plans (ISO or similar) and commercial lines coverages
- Knowledge of social, economic and competitive aspects of territory assigned
- National and local business conditions and trends
- Underwriting and marketing philosophy and procedure
- Insurance industry terminology and laws, especially those pertaining to assigned area
- General policies and procedures for underwriting insurance risks
- Correlate risk factors to underwriting standards to determine acceptance of risk
- Dedication to continuing education, insurance certification and technical coursework is required
- A college degree in a business, insurance, or a financial discipline is preferred (or equivalent work experience)
- One to three years of commercial lines rating, processing, or underwriting experience, that includes loss analysis and risk selection
Benefits
- Accrue twenty-one days of Paid Time Off during your first year
- Up to eighty-seven percent of benefits covered by CIG for you and your family members
- Medical, dental, vision plans
- One hundred percent covered plans
- Basic Life & AD&D
- Employee Assistance
- Leave Management
- Long Term Disability
- Short Term Disability (Outside of CA)
- Family Caregiver Support (Homethrive)
- Child Care Resources (Tootris)
- Business Travel Accident Protection
- Voluntary benefit offerings
- Short-term (CA only)
- Voluntary Life AD&D self, spouse and child plans
- Flexible Spending
- Health Savings (HSA)
- Hospital Indemnity
- Accidental Injury
- Critical Illness
- ARAG Legal Services
- Norton LifeLock
- Nine paid holidays, plus two floating holidays
- Above and Beyond Reward Recognition Program
- Kudos & Shout Out Points Program
- Quarterly Above and Beyond Bonus Program
- Annual Above and Beyond Bonus Program
- Competitive compensation
- Base compensation
- Salary Management Spot Bonuses
- Annual Incentive/Profit sharing program, potential payout annually based on company results.
- Discount partnerships
- Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
- Insurance Educational reimbursement and bonus programs
- Employee Referral Bonus Program
- Home and Auto Insurance Discount Program.
- Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
- Retirement savings benefit (401k and Roth + match)
- Health & Financial Wellness
- Wellness platform, tools and events
- Health Savings Account – match
- Financial Wellness Resources
Company Overview
Capital Insurance Group operates as a regional property and casualty insurer. It was founded in 1898, and is headquartered in Monterey, California, USA, with a workforce of 201-500 employees. Its website is https://www.ciginsurance.com/.Company H1B Sponsorship
Capital Insurance Group has a track record of offering H1B sponsorships, with 9 in 2025, 5 in 2024, 5 in 2023, 3 in 2022, 2 in 2021, 6 in 2020. Please note that this does not guarantee sponsorship for this specific role.
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