Job Description:
General Function / Summary:
The Senior Director, Fraud Analytics is responsible for leading the strategy, execution, and oversight of fraud prevention and detection activities. This role will manage end-to-end fraud risk while balancing growth, risk tolerance, and operational efficiency.
Essential Duties:
- Develop and implement fraud risk strategies for subprime lending products.
- Lead fraud risk assessments for new products, partners, or geographies.
- Use data analytics, machine learning, and predictive modeling to identify fraud patterns and emerging threats.
- Manage vendor relationships and third-party data sources for fraud mitigation.
- Ensure fraud strategies comply with regulatory standards (e.g., FCRA, CFPB, GLBA).
- Prepare internal reports and external regulatory filings as needed.
- Manage the fraud operations team responsible for reviewing documents, investigating potential fraud, assessing id theft claims, and similar duties.
- Execute people leader duties, such as performance management and ensuring timely completion of required training, to ensure compliance and associate career growth objectives are met.
Minimum Education and Experience Required:
- Bachelor’s degree in Business, Risk Management, Analytics, or a related field, Masters degree preferred
- 13+ years of experience in fraud risk management, ideally within subprime lending or consumer finance
- Proven leadership experience managing high-performing teams, specifically fraud operations
- Experience with fraud tools, analytics platforms, and third-party data providers
- Experience with orchestration products, especially SAS, is a plus
- Excellent presentation skills, able to transform complex data/technical cases to business languages for senior executives
- Strong quantitative, investigative and strategic thinking skills
- Experience with payments fraud, especially debit, is a plus
- Excellent communication and stakeholder management skills
- Ability to work cross-functionally in a fast-paced, regulated environment
- Proficient with Microsoft Office programs
- Ability and willingness to consistently live and embrace our core values of accountable, inclusive, transparent, and focused
Originally posted on Himalayas
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